diff --git a/src/main/java/com/google/api/generator/gapic/composer/ServiceClientClassComposer.java b/src/main/java/com/google/api/generator/gapic/composer/ServiceClientClassComposer.java
index 02ff960025..edc3b6a265 100644
--- a/src/main/java/com/google/api/generator/gapic/composer/ServiceClientClassComposer.java
+++ b/src/main/java/com/google/api/generator/gapic/composer/ServiceClientClassComposer.java
@@ -119,7 +119,10 @@ public GapicClass generate(Service service, Map<String, Message> messageTypes) {
     ClassDefinition classDef =
         ClassDefinition.builder()
             .setHeaderCommentStatements(
-                ServiceClientCommentComposer.createClassHeaderComments(service))
+                ServiceClientCommentComposer.createClassHeaderComments(
+                    service,
+                    types.get(getClientClassName(service.name())),
+                    types.get(getSettingsName(service.name()))))
             .setPackageString(pakkage)
             .setAnnotations(createClassAnnotations(types))
             .setScope(ScopeNode.PUBLIC)
@@ -1505,6 +1508,10 @@ private static String getClientClassName(String serviceName) {
     return String.format("%sClient", serviceName);
   }
 
+  private static String getSettingsName(String serviceName) {
+    return String.format("%sSettings", serviceName);
+  }
+
   private static List<Reference> getGenericsForCallable(
       CallableMethodKind kind, Method method, Map<String, TypeNode> types) {
     if (kind.equals(CallableMethodKind.LRO)) {
diff --git a/src/main/java/com/google/api/generator/gapic/composer/ServiceClientCommentComposer.java b/src/main/java/com/google/api/generator/gapic/composer/ServiceClientCommentComposer.java
index dfe76dffa2..fef8c2bf30 100644
--- a/src/main/java/com/google/api/generator/gapic/composer/ServiceClientCommentComposer.java
+++ b/src/main/java/com/google/api/generator/gapic/composer/ServiceClientCommentComposer.java
@@ -29,6 +29,10 @@
 import java.util.stream.Stream;
 
 class ServiceClientCommentComposer {
+  // Name Pattern.
+  private static final String SETTINGS_NAME_PATTERN = "%sSettings";
+  private static final String CLASS_NAME_PATTERN = "%sClient";
+
   // Tokens.
   private static final String COLON = ":";
   private static final String EMPTY_STRING = "";
@@ -103,7 +107,8 @@ class ServiceClientCommentComposer {
           "Returns the OperationsClient that can be used to query the status of a long-running"
               + " operation returned by another API method call.");
 
-  static List<CommentStatement> createClassHeaderComments(Service service) {
+  static List<CommentStatement> createClassHeaderComments(
+      Service service, TypeNode clientType, TypeNode settingsType) {
     JavaDocComment.Builder classHeaderJavadocBuilder = JavaDocComment.builder();
     if (service.hasDescription()) {
       classHeaderJavadocBuilder =
@@ -134,7 +139,9 @@ static List<CommentStatement> createClassHeaderComments(Service service) {
             SERVICE_DESCRIPTION_CUSTOMIZE_SUMMARY_PATTERN,
             String.format("%sSettings", JavaStyle.toUpperCamelCase(service.name()))));
     classHeaderJavadocBuilder.addParagraph(SERVICE_DESCRIPTION_CREDENTIALS_SUMMARY_STRING);
-    // TODO(summerji): Add credentials' customization sample code here.
+    classHeaderJavadocBuilder.addSampleCode(
+        ServiceClientSampleCodeComposer.composeClassHeaderCredentialsSampleCode(
+            clientType, settingsType));
     classHeaderJavadocBuilder.addParagraph(SERVICE_DESCRIPTION_ENDPOINT_SUMMARY_STRING);
     // TODO(summerji): Add endpoint customization sample code here.
 
diff --git a/src/main/java/com/google/api/generator/gapic/composer/ServiceClientSampleCodeComposer.java b/src/main/java/com/google/api/generator/gapic/composer/ServiceClientSampleCodeComposer.java
new file mode 100644
index 0000000000..1f77a6b64f
--- /dev/null
+++ b/src/main/java/com/google/api/generator/gapic/composer/ServiceClientSampleCodeComposer.java
@@ -0,0 +1,101 @@
+// Copyright 2020 Google LLC
+//
+// Licensed under the Apache License, Version 2.0 (the "License");
+// you may not use this file except in compliance with the License.
+// You may obtain a copy of the License at
+//
+//      http://www.apache.org/licenses/LICENSE-2.0
+//
+// Unless required by applicable law or agreed to in writing, software
+// distributed under the License is distributed on an "AS IS" BASIS,
+// WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.
+// See the License for the specific language governing permissions and
+// limitations under the License.
+
+package com.google.api.generator.gapic.composer;
+
+import com.google.api.gax.core.FixedCredentialsProvider;
+import com.google.api.generator.engine.ast.AssignmentExpr;
+import com.google.api.generator.engine.ast.ConcreteReference;
+import com.google.api.generator.engine.ast.Expr;
+import com.google.api.generator.engine.ast.ExprStatement;
+import com.google.api.generator.engine.ast.MethodInvocationExpr;
+import com.google.api.generator.engine.ast.StringObjectValue;
+import com.google.api.generator.engine.ast.TypeNode;
+import com.google.api.generator.engine.ast.ValueExpr;
+import com.google.api.generator.engine.ast.Variable;
+import com.google.api.generator.engine.ast.VariableExpr;
+import com.google.api.generator.gapic.composer.samplecode.SampleCodeWriter;
+import com.google.api.generator.gapic.utils.JavaStyle;
+import java.util.Arrays;
+
+public class ServiceClientSampleCodeComposer {
+  // TODO(summerji): Add unit tests for ServiceClientSampleCodeComposer.
+
+  public static String composeClassHeaderCredentialsSampleCode(
+      TypeNode clientType, TypeNode settingsType) {
+    // Initialize clientSettings with builder() method.
+    // e.g. EchoSettings echoSettings =
+    // EchoSettings.newBuilder().setCredentialsProvider(FixedCredentialsProvider.create("myCredentials")).build();
+    String settingsName = JavaStyle.toLowerCamelCase(settingsType.reference().name());
+    String clientName = JavaStyle.toLowerCamelCase(clientType.reference().name());
+    VariableExpr settingsVarExpr = createVariableExpr(settingsName, settingsType);
+    MethodInvocationExpr newBuilderMethodExpr =
+        MethodInvocationExpr.builder()
+            .setStaticReferenceType(settingsType)
+            .setMethodName("newBuilder")
+            .build();
+    TypeNode fixedCredentialProvideType =
+        TypeNode.withReference(ConcreteReference.withClazz(FixedCredentialsProvider.class));
+    MethodInvocationExpr credentialArgExpr =
+        MethodInvocationExpr.builder()
+            .setStaticReferenceType(fixedCredentialProvideType)
+            .setArguments(ValueExpr.withValue(StringObjectValue.withValue("myCredentials")))
+            .setMethodName("create")
+            .build();
+    MethodInvocationExpr credentialsMethodExpr =
+        MethodInvocationExpr.builder()
+            .setExprReferenceExpr(newBuilderMethodExpr)
+            .setArguments(credentialArgExpr)
+            .setMethodName("setCredentialsProvider")
+            .build();
+    MethodInvocationExpr buildMethodExpr =
+        MethodInvocationExpr.builder()
+            .setExprReferenceExpr(credentialsMethodExpr)
+            .setReturnType(settingsType)
+            .setMethodName("build")
+            .build();
+    Expr initSettingsVarExpr =
+        AssignmentExpr.builder()
+            .setVariableExpr(settingsVarExpr.toBuilder().setIsDecl(true).build())
+            .setValueExpr(buildMethodExpr)
+            .build();
+
+    // Initialized client with create() method.
+    // e.g. EchoClient echoClient = EchoClient.create(echoSettings);
+    VariableExpr clientVarExpr = createVariableExpr(clientName, clientType);
+    MethodInvocationExpr createMethodExpr =
+        MethodInvocationExpr.builder()
+            .setStaticReferenceType(clientType)
+            .setArguments(settingsVarExpr)
+            .setMethodName("create")
+            .setReturnType(clientType)
+            .build();
+    Expr initClientVarExpr =
+        AssignmentExpr.builder()
+            .setVariableExpr(clientVarExpr.toBuilder().setIsDecl(true).build())
+            .setValueExpr(createMethodExpr)
+            .build();
+
+    return SampleCodeWriter.write(
+        Arrays.asList(
+            ExprStatement.withExpr(initSettingsVarExpr),
+            ExprStatement.withExpr(initClientVarExpr)));
+  }
+
+  // ======================================== Helpers ==========================================//
+  private static VariableExpr createVariableExpr(String variableName, TypeNode type) {
+    return VariableExpr.withVariable(
+        Variable.builder().setName(variableName).setType(type).build());
+  }
+}
diff --git a/src/test/java/com/google/api/generator/gapic/composer/goldens/EchoClient.golden b/src/test/java/com/google/api/generator/gapic/composer/goldens/EchoClient.golden
index 20a193853e..f6d876176c 100644
--- a/src/test/java/com/google/api/generator/gapic/composer/goldens/EchoClient.golden
+++ b/src/test/java/com/google/api/generator/gapic/composer/goldens/EchoClient.golden
@@ -63,6 +63,14 @@ import javax.annotation.Generated;
  *
  * <p>To customize credentials:
  *
+ * <pre>{@code
+ * EchoSettings echoSettings =
+ *     EchoSettings.newBuilder()
+ *         .setCredentialsProvider(FixedCredentialsProvider.create("myCredentials"))
+ *         .build();
+ * EchoClient echoClient = EchoClient.create(echoSettings);
+ * }</pre>
+ *
  * <p>To customize the endpoint:
  */
 @BetaApi
diff --git a/src/test/java/com/google/api/generator/gapic/composer/goldens/IdentityClient.golden b/src/test/java/com/google/api/generator/gapic/composer/goldens/IdentityClient.golden
index 0f48757f2b..fa121bc4d9 100644
--- a/src/test/java/com/google/api/generator/gapic/composer/goldens/IdentityClient.golden
+++ b/src/test/java/com/google/api/generator/gapic/composer/goldens/IdentityClient.golden
@@ -53,6 +53,14 @@ import javax.annotation.Generated;
  *
  * <p>To customize credentials:
  *
+ * <pre>{@code
+ * IdentitySettings identitySettings =
+ *     IdentitySettings.newBuilder()
+ *         .setCredentialsProvider(FixedCredentialsProvider.create("myCredentials"))
+ *         .build();
+ * IdentityClient identityClient = IdentityClient.create(identitySettings);
+ * }</pre>
+ *
  * <p>To customize the endpoint:
  */
 @BetaApi
diff --git a/test/integration/goldens/asset/AssetServiceClient.java b/test/integration/goldens/asset/AssetServiceClient.java
index 103843b065..7ba8307058 100644
--- a/test/integration/goldens/asset/AssetServiceClient.java
+++ b/test/integration/goldens/asset/AssetServiceClient.java
@@ -75,6 +75,14 @@
  *
  * <p>To customize credentials:
  *
+ * <pre>{@code
+ * AssetServiceSettings assetServiceSettings =
+ *     AssetServiceSettings.newBuilder()
+ *         .setCredentialsProvider(FixedCredentialsProvider.create("myCredentials"))
+ *         .build();
+ * AssetServiceClient assetServiceClient = AssetServiceClient.create(assetServiceSettings);
+ * }</pre>
+ *
  * <p>To customize the endpoint:
  */
 @BetaApi
diff --git a/test/integration/goldens/logging/ConfigServiceV2Client.java b/test/integration/goldens/logging/ConfigServiceV2Client.java
index b6516172fc..afb5fc89da 100644
--- a/test/integration/goldens/logging/ConfigServiceV2Client.java
+++ b/test/integration/goldens/logging/ConfigServiceV2Client.java
@@ -73,6 +73,15 @@
  *
  * <p>To customize credentials:
  *
+ * <pre>{@code
+ * ConfigServiceV2Settings configServiceV2Settings =
+ *     ConfigServiceV2Settings.newBuilder()
+ *         .setCredentialsProvider(FixedCredentialsProvider.create("myCredentials"))
+ *         .build();
+ * ConfigServiceV2Client configServiceV2Client =
+ *     ConfigServiceV2Client.create(configServiceV2Settings);
+ * }</pre>
+ *
  * <p>To customize the endpoint:
  */
 @BetaApi
diff --git a/test/integration/goldens/logging/LoggingServiceV2Client.java b/test/integration/goldens/logging/LoggingServiceV2Client.java
index d90cbfadf6..45d0ef7d89 100644
--- a/test/integration/goldens/logging/LoggingServiceV2Client.java
+++ b/test/integration/goldens/logging/LoggingServiceV2Client.java
@@ -75,6 +75,15 @@
  *
  * <p>To customize credentials:
  *
+ * <pre>{@code
+ * LoggingServiceV2Settings loggingServiceV2Settings =
+ *     LoggingServiceV2Settings.newBuilder()
+ *         .setCredentialsProvider(FixedCredentialsProvider.create("myCredentials"))
+ *         .build();
+ * LoggingServiceV2Client loggingServiceV2Client =
+ *     LoggingServiceV2Client.create(loggingServiceV2Settings);
+ * }</pre>
+ *
  * <p>To customize the endpoint:
  */
 @BetaApi
diff --git a/test/integration/goldens/logging/MetricsServiceV2Client.java b/test/integration/goldens/logging/MetricsServiceV2Client.java
index 19f6aef98d..c6735f8f00 100644
--- a/test/integration/goldens/logging/MetricsServiceV2Client.java
+++ b/test/integration/goldens/logging/MetricsServiceV2Client.java
@@ -72,6 +72,15 @@
  *
  * <p>To customize credentials:
  *
+ * <pre>{@code
+ * MetricsServiceV2Settings metricsServiceV2Settings =
+ *     MetricsServiceV2Settings.newBuilder()
+ *         .setCredentialsProvider(FixedCredentialsProvider.create("myCredentials"))
+ *         .build();
+ * MetricsServiceV2Client metricsServiceV2Client =
+ *     MetricsServiceV2Client.create(metricsServiceV2Settings);
+ * }</pre>
+ *
  * <p>To customize the endpoint:
  */
 @BetaApi
diff --git a/test/integration/goldens/redis/CloudRedisClient.java b/test/integration/goldens/redis/CloudRedisClient.java
index c807b6dd8a..5fed1d2d0a 100644
--- a/test/integration/goldens/redis/CloudRedisClient.java
+++ b/test/integration/goldens/redis/CloudRedisClient.java
@@ -95,6 +95,14 @@
  *
  * <p>To customize credentials:
  *
+ * <pre>{@code
+ * CloudRedisSettings cloudRedisSettings =
+ *     CloudRedisSettings.newBuilder()
+ *         .setCredentialsProvider(FixedCredentialsProvider.create("myCredentials"))
+ *         .build();
+ * CloudRedisClient cloudRedisClient = CloudRedisClient.create(cloudRedisSettings);
+ * }</pre>
+ *
  * <p>To customize the endpoint:
  */
 @BetaApi